Material disclosure
APR Disclosure. Some states have laws limiting
the Annual Percentage Rate (APR) that a lender can charge you. APRs for
cash advance loans range from 200% and 1386%, APRs for installment loans
range from 6.63% to 225%, and APRs for personal loans range from 4.99%
to 450% and vary by lender. Loans from a state that has no limiting laws
or loans from a bank not governed by state laws may have an even higher
APR. The APR is the rate at which your loan accrues interest and is
based upon the amount, cost and term of your loan, repayment amounts and
timing of payments. Lenders are legally required to show you the APR
and other terms of your loan before you execute a loan agreement. APR
rates are subject to change.
Material Disclosure. The operator of this
website is not a lender, loan broker or agent for any lender or loan
broker. We are an advertising referral service to qualified
participating lenders that may be able to provide amounts between $100
and $1,000 for cash advance loans, up to $5,000 for installment loans,
and up to $15,000 for personal loans. Not all lenders can provide these
amounts and there is no guarantee that you will be accepted by an
independent, participating lender. This service does not constitute an
offer or solicitation for loan products which are prohibited by any
state law. This is not a solicitation for a particular loan and is not
an offer to lend. We do not endorse or charge you for any service or
product. Any compensation received is paid by participating lenders and
only for advertising services provided. This service and offer are void
where prohibited. We do not control and are not responsible for the
actions of any lender. We do not have access to the full terms of your
loan, including APR. For details, questions or concerns regarding your
loan please contact your lender directly. Only your lender can provide
you with information about your specific loan terms, their current rates
and charges, renewal, payments and the implications for non-payment or
skipped payments. The registration information submitted by you on this
website will be shared with one or more participating lenders. You are
under no obligation to use our service to initiate contact with a
lender, apply for credit or any loan product, or accept a loan from a
participating lender. Cash transfer times and repayment terms vary
between lenders. Repayment terms may be regulated by state and local
laws. Some faxing may be required. Be sure to review our FAQs for
additional information on issues such as credit and late payment
implications. These disclosures are provided to you for information
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Exclusions. Residents of some states may not be
eligible for some or all short-term, small-dollar loans. Residents of
Arkansas, New York, Vermont and West Virginia are not eligible to use
this website or service. The states serviced by this website may change
from time to time, without notice.
Credit Implications. The operator of this
website does not make any credit decisions. Independent, participating
lenders that you might be connected with may perform credit checks with
credit reporting bureaus or obtain consumer reports, typically through
alternative providers to determine credit worthiness, credit standing
and/or credit capacity. By submitting your information, you agree to
allow participating lenders to verify your information and check your
credit. Loans provided by independent, participating lenders in our
network are designed to provide cash to you to be repaid within a short
amount of time. The short-term loans are not a solution for long-term
debt and credit difficulties. Only borrow an amount that can be repaid
on the date of your next pay period. Consider seeking professional
advice regarding your financial needs, risks and alternatives to
short-term loans. Late Payments of loans may result in additional fees
or collection activities, or both. Each lender has their own terms and
conditions, please review their policies for further information.
Nonpayment of credit could result in collection activities. Each lender
has their own terms and conditions, please review their policies for
further information. Every lender has its own renewal policy, which may
differ from lender to lender. Please review your lender’s renewal
policy.